Is your garden safe from petty crime? Unfortunately in recent years garden theft has been on the rise. Plants, furniture, metal objects and statues can all be attractive to thieves. Our local police circulated this timely reminder on how to ‘nip crime in the bud’.
‘…Another emerging trend is for garden tools and rubble left lying about in
the garden to be used to smash windows to gain entry into properties. Now
the weather is becoming milder people are starting to venture back into
their gardens to tidy up, but seem to be leaving their tools lying around,
which make ideal implements for a would be burglar. Please remember to
secure all tools when you have finished gardening, and to tidy away bricks
and rubble if at all possible.’

Plant Pot Worth Pinching?
Another reminder when you are in the garden shut and lock doors and windows. You can be surprised how crafty and cunning some ‘nere-do-wells’ and ‘have it away day’ thieves can be. Even with care you may still be susceptible to burglars. We had our non europrofile locks broken in less than a minute, the barrels were thrown into a large shrub where we recovered them and finger prints but not the items stolen from our bedroom.
Garden Insurance
Here are some tips on what to insure and how you could be covered
- Theft of trees, plant pots, containers and specific plants that are within the boundaries of the home.
- Statues, semi- permanent features and structures such as arches and arbors.
- Loss or damage to fences, gates, hedges, lawns, patios, ponds, rockeries and walls caused by storms, floods, fire, malicious or accidental damage.
- Loss or damage to fish or animals is unlikely to be included in garden cover.
- Consider the total value of the items to be insured. Do not underestimate the value when setting up a policy.
Other Policies
- Your household contents insurance may cover garden furniture as well as the contents of your shed and garage but not on all policies.
- Your household buildings cover should include outbuildings if they suffer damage caused by falling trees, storm or flood but again you need to check.
- You should have public liability insurance under an existing policy but it is worth checking particularly if you open your garden to visitors.
- If you work as a jobbing gardener you need business cover. You may also want special accident cover against personal injury.
- Talk to an expert of broker.
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